How to use Paytm Postpaid Offer? What is the process to activate Paytm Postpaid?

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You need to firt under this service, users can return those money later by shopping or paying in advance. This is very similar to your credit card system. Let’s understand what is Paytm Postpaid service and how to register for it.

In the late December last year, Paytm launched its postpaid service. This service is largely based on the bank’s credit system. Under this service, users can return those money later by shopping or paying in advance. This is very similar to your credit card system. Even though some months have passed since this service was launched, but many people are still not aware of this service. In such a situation, if you do not know about this service, then we are going to give you all kinds of information about Paytm Postpaid service.

What is Paytm Postpaid?

As we have told you erlier, Paytm Postpaid service is largely a service similar to credit card service. Here you get pre-determined credit limit to spend. This credit limit depends user-to-user. These credit limit include wallet balance, monthly expenses on the Paytm platform and some other factors. This credit limit increases over time according to the expenses incurred by the user.

How to use Paytm Postpaid?

Paytm Postpaid also has a Due Date, which is the 7th of every month, like the due date (date of payment) found in a credit card. A total bill of your expenses is sent to you 15 days before due date. If you fail to pay this bill before due date, then your account will be temporarily blocked and late payment charge will be added on your bill.

Paytm postpaid will activate your account again as soon as you pay this pending bill. You can pay this bill through debit card, credit card, net banking or UPI.

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How to apply for PayTM Postpaid?

The way to apply for Paytm Postpaid is quite simple. For this, first you have to get your account KYC done. If your KYC is already complete, then you have to go to your Paytm and you will see the option of ‘Paytm Postpaid’ at the top right corner or you can visit passbook section. By clicking here, you only have to check your details, which will include name, email, phone number and some other details.

Now you just have to submit your application and your Paytm Postpaid account will be activated. After this you will not have to submit any of your documents. The credit limit you get will increase according to your expenses.

Please note that paytm has stated that this service is available for selected customers only. So first follow the steps we have mentioned above and check your eleigibility.

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